The Quantum Countdown: Is Your Encryption Already Obsolete?

The encryption currently shielding your bank accounts, medical records, and government secrets has an expiration date. Future quantum computers will possess the mathematical power to shatter most current encryption systems. This creates an immediate risk: adversaries are already stealing encrypted data today, waiting for the technology to mature so they can unlock it years from now. Moving to quantum-resistant standards is structural overhaul that requires preparation before the threat even goes live. How can we ensure our data remains safe once the locks we use today are broken? When does the cost of delay become a permanent loss of privacy?